PayPal - Send, Shop, Manage

PayPal – Send, Shop, Manage

PayPal is an easy and safe way to send money to friends, manage your account, locate cash back deals from your favourite retailers, and be paid back.

ACCESS DEALS VIA THE APP:

Obtain cash-back incentives from well-known businesses.
Only goods that qualify. Exchange points for money or other rewards. There are terms and exclusions. Visit PayPal.com/rewards-terms to view the terms and conditions for PayPal Rewards.

SEND AND REQUEST MONEY FOR FREE:

Send and receive money from friends and family in the US for free using PayPal, which is funded by a bank account or your PayPal balance. You can also request money from friends and family securely and customise your payments.

USE THE PAYPAL DEBIT CARD TO ACCESS YOUR PAYPAL BALANCE:

• The card can be obtained by creating a PayPal Balance account; • It is simple to move money from your bank account to your PayPal balance; Shop everywhere. ATMs throughout the world accept Mastercard® and allow cash withdrawals. Proceed fee-free at over 37,000 MoneyPass® ATMs .
• Credit check not necessary
Terms and other information are available at paypal.com/us/debitcard. ³ Offers are subject to availability and may change. Only goods that qualify. Exchange points for money or other rewards.

There are terms and exclusions. Visit PayPal.com/rewards-terms to view the terms and conditions for PayPal Rewards.

The acceptance marks for Mastercard, Cirrus, Pulse, and MoneyPass must be shown on ATMs. There is a daily withdrawal cap of $400.00 USD. There is a $2.50 ATM Domestic and International Withdrawal Fee for transactions made at ATMs that are not MoneyPass machines.

Foreign Transaction Fees apply for international ATM withdrawals; there is no price for MoneyPass ATM withdrawals in the United States.

There may also be ATM operator fees.

Under license from Mastercard International Incorporated, The Bancorp Bank, N.A. (“Bancorp”) issues the PayPal Debit Mastercard®, which can be used anywhere Mastercard is accepted. Mastercard International Incorporated is the registered trademark owner of Mastercard and the circles design. Bancorp is the only company that issues the Card; it has no control over the linked accounts or any other PayPal offers, services, or goods.

USE HIGH-YIELD SAVINGS TO GROW YOUR MONEY
• Invest in PayPal Savings to receive an APY of 4.30%, which is now nine times higher than the national average.
• You may conveniently manage your account through the app. As your funds increase, make deposits and withdrawals, establish personal objectives, and monitor your success.The annual percentage yield (APY) for PayPal Savings is 4.30% as of June 07, 2023.

Since it is changeable, the rate may alter at any point, even after the account is opened. FDIC National Rates and Rate Caps as of April 15, 2024 is the national average source. FDIC’s resources page for bankers and national rates can be found here. PayPal isn’t a bank; it’s a financial technology enterprise. FDIC-member Synchrony Bank is the provider of this banking service. Using PayPal Savings requires having a PayPal Balance account.

DIRECT TRACK ORDERS TO YOUR DOORSTEP
• Track packages automatically, even if you didn’t purchase with PayPal, and receive real-time updates at every stage. To track your packages, just link your Gmail account. If the app doesn’t update automatically, you can manually input tracking information. Not every vendor takes part in the program.

USE PAYPAL TO PAY IN 4
• Easy payment management within the app;

• Purchase now and pay later by dividing your purchase into four interest-free installments from millions of online stores with no late fees.

Pay in 4 is not presently available to residents of MO or NV, but it is available upon approval for purchases ranging from $30 to $1500. You must be at least eighteen to apply. PayPal, Inc.: A CA Financing Law License is required in order to make or arrange loans to residents of California. NMLS #910457 for GA Installment Lender Licensee; RI Small Loan Lender Licensee; NM residents: Paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure is the URL to visit. Visit PayPal.com/payin4 to learn more.

ACCESS SECURE TRANSACTIONS WITH PAYPAL
• PayPal uses commercially available encryption and fraud protection to help safeguard your financial information.

Features’ accessibility varies per market.

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