InstaMoney: Personal Loan App
InstaMoney is owned by Innofin Solutions Pvt. Ltd., India’s biggest Peer-to-Peer Lending Platform owned by Innofin Solutions Pvt Ltd, an RBI-registered NBFC-P2P registered with the Reserve Bank of India (RBI).
InstaMoney serves a user base exceeding 3 million individuals across India, offering a swift online loan application process with loan amounts ranging from ₹5,000 to ₹50,000, usually disbursed within 2 hours
Note: No credit history* needed, no prepayment charges & affordable interest rates!
Tenure: 3 months to 5 months (91 days to 150 days)
Interest rates (APR) Range: 24%-48% per annum
Example: The Loan Amount (Principal) is ₹10,000 with an Interest Rate of 24% per annum with a term of 5 months.
Interest=₹10,000 x 24% x 5/12 =₹1,000 and the Total Amount due would be ₹11,000 over 5 months i.e. ₹2,200 per EMI (Equated Monthly Installment).
Processing fee(+GST)=₹500 + ₹90. Assessment fee=₹199
*These numbers are for representation only, and the final interest rate or processing fee may vary from one borrower to another based on his/her credit assessment.
Both salaried and self-employed people can avail an instant loan with the best personal loan app! Even first-time instant loan seekers & personal loan users on a loan app are eligible to apply!
Key Features • Instant loans up to ₹50,000 • Cash transfer to your bank account in minutes • Repayment tenure from 91 days to 150 days • No prepayment charges, pay interest only on the amount used • Lowest processing fees ranging between 0% – 5% of the amount used • Graduate to the higher loan amount and more products with on-time repayments • No paperwork
Why is InstaMoney different from any other Instant Personal Loan App?
6 Million+ users in India
Over ₹11,000 crores released in loan amounts
Get instant cash loans for medical situations, credit card payments, school fees, advance salary etc.
Loan disbursement time changes between 10 minutes to 2 hours
Eligibility Criteria ✔Salaried / Self Employed Individuals
✔Full pay must be received in the bank account ✔Between the age of 21 – 45 years ✔Indian citizen
Easy-to-Apply Process
1. Log in to the InstaMoney app, check eligibility and ask for verification.
2. Provide necessary details and documents quickly.
3. Check your application status
4. On acceptance the amount gets transferred to your bank account in 30 minutes.
Contact us • Email: cs@lendenclub.com • Facebook: fb.com/InstaMoneyApp • Twitter: @InstaMoneyApp
InstaMoney is owned by Innofin Solutions Pvt. Ltd. an RBI Registered NBFC-P2P (https://rbi.org.in/Scripts/BS_NBFCList.aspx)
Website: https://www.instamoney.app/
Address: Unit No. 5, Mezzanine Floor, DLH Park, SV Rd, Goregaon West, Mumbai, Maharashtra 400064
Security & Protection of Privacy
InstaMoney app uses global standards of high-level data encryption/decryption protocols to protect user data.
