Chime – Mobile Banking
The Most Loved Banking App® is Chime. Boost your credit with Credit Builder, be paid when you say with MyPayTM, and avoid overdraft fees with SpotMe®.
Not a bank, but a provider of financial technologies is Chime. The Bancorp Bank, N.A. or Stride Bank, N.A., members of the FDIC, provide banking services. Under license from Visa U.S.A. Inc., The Bancorp Bank, N.A. or Stride Bank issues the Chime® Visa® Debit Card. The Bancorp Bank, N.A. or Stride Bank issuing the secured Chime Credit Builder Visa® Credit Card under license from Visa U.S.A. Inc. Usable anywhere Visa cards are accepted.
RISK-FREE AND SECURE
With daily balance alerts and rapid transaction notifications, you can keep financial control. Additionally, you can block your card with just one press and setup two-factor authentication.
GET COMPENSATED FOR SAYING™
With MyPay, you may access up to $500 of your salary on any day you want, without a credit check, interest, or additional costs. Get it instantly for just $2 in advance, or for free within 24 hours.
EXTRA COVERAGE UP TO $200*
An overdraft fee is the last thing you need when your balance is getting low. Members who meet the requirements can overdraft up to $200* on purchases made with their Chime debit cards and make fee-free in-network ATM withdrawals.
GO AWAY WITH MONTHLY FEES
Your finances shouldn’t be deducted.There are no minimum balance, monthly, or international transaction fees with TM Chime. Also, you can use more than 50,000 fee-free ATMs at places like Walgreens, CVS, 7-Eleven, and others.
Meet Credit Builder: A Novel Approach to Credit Building
By making consistent, on-time payments, you may use the Credit Builder card to raise your FICO® Score by an average of 30 points. No credit check required to apply, no yearly fees, and no interest**.
PAY ANYONE, NO TRANSFER COSTS APPLY
With no transfer fees, send money to friends, relatives, or roommates as quickly as a text message.
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Credit line offered by Stride Bank, N.A. or The Bancorp Bank, N.A. under the MyPayTM brand.
~A credit line exists for MyPay. The anticipated available limits, which vary from $20 to $500 every pay period, are determined by risk- and income-based parameters. MyPay eligibility requires a Chime Checking Account and qualifying direct deposits. Right now, MyPay is only accessible in a few states. For more information, visit www.chime.com/mypay. Terms and conditions apply.
Obtain money right away for $2 each advance, or obtain free money in less than a day. Refer to the Stride or Bancorp MyPay Agreement for further information, or visit www.chime.com/policies.
*Requirements for SpotMe® on Debit eligibility apply. Debit card overdraft protection is limited to cash withdrawals and purchases made with a debit card. $20 is the starting limit, and it can go up to $200.
With the exception of MoneyPass ATMs in 7-Eleven and any Allpoint or Visa Plus Alliance ATM, fees for out-of-network ATM withdrawals and over-the-counter advances may be charged.
The Chime Credit Builder Visa® Credit Card requires an application and a $200 qualifying direct deposit in addition to a Chime Checking Account.
Average of 30 points FICO® Score 8 rises with consistent, on-time payments over time. See Chime.com/disclosures for specifics. Results may differ.
**There may be fees for OTC advances and out-of-network ATM withdrawals. For more information, consult the Stride or Bancorp agreements; the issuer is listed on the back of the card.
Address: San Francisco, California 94111, USA; 101 California Street, Suite 500.
There is no customer service at HQ. Details on customer service are accessible on the website.
